PRIVACY POLICY

This Privacy Policy explains what personal information we collect, why we collect it, and how we use and share it. This Privacy Policy is part of our Terms of Use, and all terms and conditions in the Terms of Use also apply to this Privacy Policy. Capitalized terms not defined here have the meanings given to them in the Terms of Use.

IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE DO NOT USE THE SITE.

YOUR CONSENT

By accessing or using the Site in any way, including browsing. You are deemed to consent to this Privacy Policy. We may also request your consent more formally, such as by requiring you to check a box or take another affirmative action.

CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. If your consent is provided only through use of the Site, we may not provide you with specific notice of changes. If you have provided formal consent (as described above), updates will not become effective until we request and obtain your consent.

PERSONAL INFORMATION WE COLLECT

To operate the Site and provide the Service, we may collect various categories of personal information, including:

  • Your name, mailing address, phone number, email address, date of birth, and other identifying information.

  • Financial information, including Social Security number, income, and net worth.

  • Copies of tax returns, brokerage statements, W-2 forms, and other financial documentation.

  • Your username and password.

  • Identity-verification information (for example, confirmation via electronic check transaction or credit report).

  • Your W-9 form.

  • Information to verify your residency.

  • Information about how you use the Site.

  • Information about your device and computer configuration.

  • Information to confirm your relationship with other parties associated with the Site.

  • Information about bank accounts or other payment methods used through the Site.

  • Your IP address.

Some of the above information may be considered “sensitive personal data” under applicable privacy laws, including financial account data, Social Security numbers, and identity verification information.

HOW WE USE YOUR PERSONAL INFORMATION

We may use your personal information to:

  • Verify your eligibility to use the Site and invest through the Site.

  • Maintain records related to your investments.

  • Prevent, detect, and investigate fraud or misuse.

  • Comply with applicable laws and regulations.

  • Respond to your requests and questions.

  • Protect our rights, property, and security.

  • Share information with third parties at your request.

  • Process transactions conducted through the Site.

  • Confirm that your device and browser are compatible with the Site.

  • Track and analyze Site usage and engagement.

  • Improve and enhance the Site and the Service.

  • Send you information about your investments.

  • Notify you about additional investment opportunities that may be of interest to you.

  • Provide you with information about the Site.

  • Send you informational materials about Olive Tree Investments.

  • Use your information for other purposes disclosed to you at the time of collection or with your consent.

WHAT WE SHARE WITH THIRD PARTIES

We do not share your personal information with third parties except in the following circumstances:

  • Service providers: We use third-party providers to support the Site and Service (such as hosting providers, e-signature platforms, payment processors, and investor-verification services). These providers may require access to certain personal and/or financial information to perform services for us.

  • Tax and government reporting: If you invest, we may identify you on tax filings and other forms submitted to government authorities.

  • Legal requirements: We may disclose information if we believe we are required to do so by law, court order, subpoena, or other legal process.

  • Business transfers: If Olive Tree Investments is acquired or its assets are transferred, information may be transferred to a successor or acquiring entity.

  • Public features: If you participate in discussion forums or message boards on the Site, other Users may be able to see your name (but not other personal information) and any information you voluntarily choose to share publicly.

  • No Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted.

We do not share your personal information with third parties for their marketing purposes.

GEORGIA PRIVACY RIGHTS

If you are a resident of the State of Georgia, you may have certain rights under the Georgia Consumer Privacy Protection Act, including the right to:

  • Confirm whether we process your personal data and access that data

  • Correct inaccuracies in your personal data

  • Request deletion of personal data that we hold about you

  • Obtain a copy of personal data you previously provided to us in a portable format

  • Opt out of the processing of personal data for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects

To exercise any of these rights, you may submit a request by contacting us at the contact information listed below.

We will respond to verified requests within the timeframes required by applicable law.

APPEAL PROCESS

If we decline to take action on your request, you may appeal our decision by contacting us using the contact information below and including the phrase “Privacy Rights Appeal” in your request. We will review and respond to appeals within the timeframe required by applicable law.

NOTIFICATIONS AND COMMUNICATIONS

We may send you email notifications from time to time, including emails:

  • Confirming your registration.

  • Providing legal notices and disclosures.

  • Notifying you of new investment opportunities.

  • Confirming changes to your online profile.

  • Requesting feedback or survey participation.

  • Confirming your investment in a project.

  • Requesting additional information from you.

You may also receive emails from third-party providers involved in delivering the Service.

SMS COMMUNICATIONS

By providing your phone number, you consent to receive SMS/text messages from Olive Tree Investments. These messages may include alerts, notifications, and communication related to our services. Message frequency may vary based on your interaction with us.

You can opt in to receive SMS messages through our website forms or other communication channels. You may opt out at any time by replying STOP to any message. For assistance, reply HELP.

MODIFYING OR DELETING INFORMATION

To modify or delete personal information, log in and update your profile. You may also contact us directly to request correction or deletion of your personal data where permitted by applicable law.

We may retain certain information as required by law, for regulatory compliance, fraud prevention, dispute resolution, or other legitimate business purposes.

HOW WE PROTECT YOUR INFORMATION

We maintain safeguards designed to protect your personal information, including:

  • Secure transmission methods such as Secure Sockets Layer (SSL) encryption for data exchanged between your browser and our servers.

  • Policies requiring employees and agents to comply with this Privacy Policy.

  • Automated monitoring tools intended to detect unauthorized attempts to access, alter, upload, or extract data.

  • Additional measures for especially sensitive information.

  • Encryption practices generally consistent with standards commonly used by financial institutions.

However, no security system is perfect. We cannot guarantee absolute security.

COOKIES AND SIMILAR TECHNOLOGIES

A cookie is a small data file sent to your browser from a website. We use cookies and similar technologies to personalize your experience and improve the Site.

We and our service providers may collect usage information such as pages visited, browser type, IP address, operating system, and time of access.

You may adjust your browser settings to refuse cookies, although doing so may reduce Site functionality

THIRD-PARTY SITES

The Site may contain links to third-party websites. Once you leave our Site, this Privacy Policy no longer applies. We are not responsible for the privacy practices of those sites.

DATA RETENTION

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, including compliance with legal, tax, accounting, and regulatory requirements.

CONTACT INFORMATION

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact:

[email protected]

You may also submit complaints to regulators or your state consumer protection authority.

© 2026 by Oive Tree Investments, LLC