TERMS & CONDITIONS
Welcome to the investment platform operated by Olive Tree Investments.
Please read these Terms of Use (the “Agreement” or “Terms”) carefully before accessing or using this website (the “Site”). By accessing or using the Site, even if only browsing, you agree to be bound by this Agreement.
These Terms create a legally binding contract between you and Olive Tree Investments (the “Company,” “we,” “us,” or “our”). If you have questions about what any part means, you should consult an attorney before using the Site.
IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO THESE TERMS, DO NOT USE THE SITE.
Please read these Terms of Use (the “Agreement” or “Terms”) carefully before accessing or using this website (the “Site”). By accessing or using the Site, even if only browsing, you agree to be bound by this Agreement.
These Terms create a legally binding contract between you and Olive Tree Investments (the “Company,” “we,” “us,” or “our”). If you have questions about what any part means, you should consult an attorney before using the Site.
IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO THESE TERMS, DO NOT USE THE SITE.
SUMMARY OF THE SERVICE
The Site provides an electronic platform where prospective investors may review investment opportunities and make investments in those opportunities. Users may also access educational materials, participate in blogs and chat features, and use other features we may add from time to time (collectively, the “Service”).
Anyone who accesses or uses the Site is a “User.”
All images, text, data, and other materials available on the Site are “Content.” In certain areas, Users may be permitted to submit or upload Content.
ACCEPTANCE OF TERMS; UPDATES TO THESE TERMS
By using the Site, you acknowledge and agree to these Terms. We may also require an affirmative action (such as checking a box) to confirm your acceptance.
The Service is offered subject to these Terms and any additional rules, policies, or procedures we post on the Site, which are incorporated by reference.
We may modify these Terms at any time by posting updated Terms on the Site. Unless we state otherwise, changes apply prospectively from the date they are posted. You are responsible for reviewing the Terms periodically. Continued use of the Site after changes are posted means you accept the updated Terms.
We may change, suspend, or discontinue the Service (or any portion of it) at any time, and may impose limits or restrict access to all or part of the Service without notice or liability.
ELIGIBILITY
You must be at least 18 years old and legally able to form a binding contract in your jurisdiction to use the Site. If you are not, you must stop using the Site.
We may refuse Service to any person or entity and may change eligibility requirements at any time, to the extent permitted by law. Where prohibited, this provision is void and access is revoked.
RELATIONSHIP TO PRIVACY POLICY AND OTHER AGREEMENTS
Our Privacy Policy is part of this Agreement.
Depending on how you use the Site, you may be required to agree to additional terms. Any such terms become part of this Agreement.
This Agreement is the full understanding between you and the Company regarding the Site and the Service and supersedes all prior or contemporaneous communications and proposals.
REGISTRATION
You may browse the Site without registering. However, certain features may require you to create an account and choose a username (a “User ID”) and password.
You agree to provide accurate, complete, and current information and to keep it updated. You may not choose a User ID that:
(i) impersonates another person;
(ii) violates another party’s rights without authorization; or
(iii) is offensive, vulgar, or obscene.
We may refuse or cancel any registration or User ID at our discretion.
You are responsible for all activity under your account and for maintaining the confidentiality of your password. We will treat anyone who uses your credentials as you. You may not allow others to use your account or use another User’s account. Notify the Company in writing immediately if you suspect unauthorized use or a security breach.
ELECTRONIC DELIVERY
You consent to receive all communications (including notices, agreements, and required disclosures) electronically. We may provide notices by posting them on the Site. If you withdraw consent, you must stop using the Services.
USE OF THE SITE
You may use the Site only for its intended purpose: accessing the Service. Unless otherwise permitted in writing, the Service is for your personal, non-commercial use. You are responsible for your activity in connection with the Service.
CODE OF CONDUCT
You agree not to:
Upload or transmit Content that is unlawful, obscene, harmful, hateful, invasive of privacy, contains nudity or pornography, or is otherwise objectionable.
Share others’ private or sensitive information without consent (photos, videos, recordings, identifying details, etc.).
Submit intentionally false, defamatory, threatening, or harassing material.
Post Content that is false, misleading, or inaccurate.
Infringe any third party rights (copyright, trademark, patent, trade secrets, publicity/privacy rights).
Transmit malware, viruses, or harmful code.
Artificially generate traffic or links.
Violate legal duties owed to others (including confidentiality or contractual duties).
Disrupt or impair the Site or others’ use (including spam).
Attempt to access information by hacking, scraping, data harvesting, or other unauthorized methods.
Use the Site to violate any law or regulation (including securities, consumer protection, unfair competition, anti-discrimination, or advertising laws).
Additionally, you will not:
(i) impose an unreasonable load on our infrastructure;
(ii) interfere with proper operation of the Service;
(iii) bypass access restrictions;
(iv) run listservs, auto-responders, or spam tools; or
(v) use manual or automated tools to crawl or spider the Site.
You also agree not to decompile, reverse engineer, or attempt to derive source code or underlying ideas, except where law prohibits restriction; and not to modify, translate, create derivative works, rent, lease, distribute, or transfer any rights you receive under these Terms, except as permitted.
ENFORCEMENT; MONITORING; TERMINATION
We may enforce the Code of Conduct when we become aware of violations and determine enforcement is appropriate. We do not necessarily monitor all activity and are not responsible for harm caused by another User’s violation. If you believe a violation occurred, contact us.
We may monitor use of the Site and communications transmitted through it; remove, edit, or refuse to post Content; restrict access; and take other actions we consider necessary to protect Users and our resources. You should not expect communications through the Site to be private from us.
We may suspend or terminate access to all or part of the Site, with or without notice, if we determine you violated these Terms or the Code of Conduct.
TRACKING VISITS AND USE
We may collect and analyze information about your visits and use of the Site to improve the Service and for business purposes. This information is governed by our Privacy Policy.
NON-DISPARAGEMENT
You agree not to disparage the Company, the Site, or any other User.
USER SUBMISSIONS
If you submit Content (including posts, comments, or uploads), you agree:
You grant the Company and other Users a worldwide, royalty-free, non-exclusive license to use, reproduce, reformat, index, modify, display, distribute, and otherwise use your Content for commercial or non-commercial purposes, and to sublicense those rights, with or without compensation to you.
Content you submit may not be private. You acknowledge that other Users may use your Content in ways you did not expect. Use caution with personal information.
You are solely responsible for your Content and any resulting harm.
We may block, remove, edit, or modify your Content at any time, for any reason, without notice, and are not obligated to explain why.
INTELLECTUAL PROPERTY
The Company owns (or has the right to use) all intellectual property associated with the Site and Service, including names, trademarks, copyrights, design, trade secrets, business methods, artwork, text, videos, photographs, audio, logos, taglines, and trade dress.
You receive no ownership rights, only a limited right to use the Site in compliance with these Terms. You may not copy, publish, display, distribute, modify, create derivative works from, or otherwise exploit our intellectual property.
We may terminate accounts for repeat or even single instances of infringement, where appropriate.
CONFIDENTIALITY
“Confidential Information” includes information marked confidential, information available only to registered Users, or information a reasonable person would understand to be confidential.
Confidential Information includes business policies, strategies, pricing, financial information, projections, marketing strategies, User lists, and information relating to projects and sponsors, as well as third-party confidential information.
You agree to keep Confidential Information confidential and use it only as contemplated by the Site. You will protect it using at least the same care you use to protect your own confidential information.
You may disclose Confidential Information if required by law or legal process, provided you promptly notify us in advance so we may seek protective relief.
THIRD-PARTY WEBSITES
The Service may link to third-party sites or resources. Accessing third-party sites is at your own risk. We do not control and are not responsible for third-party content, functions, accuracy, legality, or availability. Links do not imply endorsement. We are not liable for damages arising from third-party sites or resources.
COPYRIGHT NOTICES (DMCA)
We will remove allegedly infringing materials in accordance with the Digital Millennium Copyright Act when properly notified. If you believe your work has been infringed, send a written notice to our designated copyright agent that includes:
Your physical or electronic signature;
Identification of the copyrighted work;
Identification of the allegedly infringing material and where it is located;
Your address, telephone number, and email;
A statement of good faith belief the use is unauthorized; and
A statement under penalty of perjury that your notice is accurate and you are authorized to act.
If you believe content was removed by mistake, you may send a counter-notice that includes:
Your physical or electronic signature;
Identification of the removed material and its prior location;
A statement under penalty of perjury that removal was due to mistake or misidentification; and
Your name, address, telephone number, and consent to jurisdiction in the appropriate federal district court, plus acceptance of service of process.
Misrepresentations may create liability. Notices that do not comply may be invalid.
Our designated copyright agent for notice of alleged copyright infringement is:
DISCLAIMER OF WARRANTIES
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.
We do not warrant that the Service will be secure or available at any time or location; that defects will be corrected; that content is free of harmful components; or that results will meet your requirements. Use is at your sole risk. Some jurisdictions do not allow certain limitations, so these may not apply to you.
Electronic Communications Privacy Act Notice (18 U.S.C. §2701–2711): We do not guarantee confidentiality or privacy of communications or information transmitted on or through the Site or any linked site.
LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COMPANY OR ITS DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR CONTENT PROVIDERS BE LIABLE FOR:
(i) lost profits, data loss, cost of substitute goods/services, or special, indirect, incidental, punitive, or consequential damages;
(ii) bugs, viruses, trojan horses, or similar harms; or
(iii) direct damages exceeding, in the aggregate, $100 USD, even if advised of the possibility.
Some jurisdictions do not allow certain exclusions, so these may not apply to you.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless the Company and its affiliates and their employees, contractors, directors, suppliers, and representatives from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use or misuse of the Service, your Content submissions, your violation of these Terms, or infringement by you (or anyone using your account).
We may assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless the Company and its affiliates and their employees, contractors, directors, suppliers, and representatives from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use or misuse of the Service, your Content submissions, your violation of these Terms, or infringement by you (or anyone using your account).
We may assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate.
ASSIGNMENT
You may not assign this Agreement or transfer your account. The Company may assign or delegate its rights and obligations without your consent.
GOVERNING LAW
These Terms are governed by the laws of the State of Delaware and applicable U.S. federal law, without regard to conflicts-of-law principles, and without application of the Uniform Computer Information Transaction Act or the United Nations Convention on Contracts for the International Sale of Goods.
You agree the Site is a passive website and does not create personal jurisdiction for the Company in any jurisdiction other than Delaware.
MANDATORY ARBITRATION
Excluded Claims include:
Claims alleging infringement of our intellectual property or a third party’s intellectual property;
Claims arising from your investment in a specific project;
Claims covered by another agreement;
Claims between Users; and
Any claim if the Individual-Claims-Only Requirement is found invalid.
Excluded Claims may be arbitrated only if a separate agreement requires it; otherwise, they will be handled in court.
You agree that:
Any dispute arising out of or relating to the Site, Service, Privacy Policy, or these Terms (other than Excluded Claims) will be resolved exclusively by binding arbitration, not in court.
Any dispute we may have against you (other than Excluded Claims) will also be resolved exclusively by arbitration.
Arbitration will be administered by the American Arbitration Association (AAA) before a single arbitrator under AAA rules.
Arbitration will take place in Wilmington, Delaware, unless the parties agree otherwise.
Claims may not be arbitrated on a class or representative basis. The arbitrator may decide only individual claims and may not consolidate claims of others (Individual-Claims-Only Requirement).
SMS COMMUNICATION TERMS
By opting in, you agree to receive SMS messages from Olive Tree Investments. These messages may include alerts, notifications, and communication related to our services. Message frequency may vary.
To stop receiving messages, reply STOP to any text message.
For assistance, reply HELP or contact us at the details provided below.
Message and data rates may apply. Please check with your mobile carrier for details.
Carriers are not liable for delayed or undelivered messages.
SURVIVAL OF TERMS
These Terms remain in effect even after you stop using the Site.
MISCELLANEOUS
If any provision is found invalid or unenforceable, the remaining provisions will remain in effect to the extent the parties can still receive substantially the intended benefits. Section headings are for convenience only. Failure to enforce a provision is not a waiver.
CONTACT INFORMATION
If you have questions about these Terms or the Site, contact us at:
📞 404-643-2356